6 reasons your mortgage application might be denied or delayed that have nothing to do with you

… are issues with the building  A missing certificate of occupancy  a buildings lack of  reserve fund a low owneroccupancy ratio title problems and liens All these … In some cases the problem can be resolved but with interest rates rising even a short delay can be problematic P eople …

By Emily Myers |July 27, 2023 - 1:30PM
Can you negotiate the rate and terms of your mortgage when you're buying in NYC?

… to wonder if a buyer has leverage when it comes to the terms and rate of a mortgage The answer is Sort of Mortgage rates are determined by the market but also by the risk you present as a … future uncertain its currently difficult to negotiate the terms of a loan from an individual institution says Pat …

By Emily Myers |December 19, 2022 - 9:30AM