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jumbo loans
First step in buying an apartment: Get your credit score up
… your credit score for free You can also get one free credit report per year directly from the three major credit bureaus … to higher scores New creditopening a lot of new credit cardscan lower your score And lastly the type of credit can … credit scores directly because the Internal Revenue Service does not report information to the credit bureaus though not …
Can you negotiate the rate and terms of your mortgage when you're buying in NYC?
… … Negotiations play a big part in the buying process in NYCyou can haggle not just over the price but in some cases … terms and rate of a mortgage The answer is Sort of Mortgage rates are determined by the market but also by the risk you … for incentive programs For example firsttime buyers in NYC can get help from an array of programs including SONYMA …
The 30-year, fixed-rate mortgage isn’t your only option. Here are 4 other types of loans to consider
… 30year fixedrate mortgage has been the goto option for buyers but with rates currently more than double what they … can work for a firsttime buyer who might outgrow a small NYC studio or one bedroom before the ARM matures If someone … generally less interest in this type of product because most borrowers are doing what they can to reduce their …