How to Rent an Apartment in New York City
How far in advance to start your search for a rental in NYC
Rental apartments in NYC are typically listed just 30-60 days before the date they become available, so it's tough to begin your search farther out than that. There will be many more listings available 30 days in advance than 60.
To rent an apartment in New York City, most landlords require you to earn an annual salary of at least 40 to 45 times the monthly rent. If you don't—or if you’re an international employed person, self-employed, non-employed with assets, retired, or an international student or US student—you’ll need to find a guarantor for your lease who earns at least 80 times the monthly rent and lives in New York, New Jersey or Connecticut. Or you can turn to Insurent Lease Guaranty. Accepted at more than9,000 buildings across the city representing over 825,000 apartments, Insurent Lease Guaranty is a quick and easy way to get the apartment you want. Click here to learn more.
That said, a glut of apartment supply during the pandemic resulted in some landlords allowing renters to sign leases 60-90 days in advance of move-in.
Expect to spend anywhere from three days to three weeks on your rental search.
Tips for viewing apartments
You’ll want to start your apartment search online, making use of filters on listings sites like StreetEasy, Zillow, and RentHop to zero in on apartments that meet your criteria, like no fee or places with outdoor space. Want the listings to come to you? Sign up with an app that will curate apartment listings and send them to your phone.
One of the positive outcomes of the pandemic is that landlords and agents alike became more adept at presenting apartments online. In the past, rental listings were the Wild West of the real estate market—with bad photos and incomplete descriptions. The shutdown changed that and as a result, you can get a much better sense of what’s available before you even head out the door.
Once you settle on a list of the apartments that you would like to see in person, start hitting the open houses or making appointments for showings. When scheduling an appointment, take the earliest time slot on the earliest day—even if that means taking off work on Thursday or Friday morning rather than waiting for the weekend—the apartment may not still be available by the time you finish brunch.
Because good apartments go fast, be sure to bring anyone who will be part of the decision-making process, like roommates and a significant other, or a parent with “veto power."
Questions to ask before renting a New York City apartment
There's a lot more to a New York City apartment than floors, walls, and windows--and much of it is invisible to the eye of the beholder, particularly one who has never rented in the city before.
To avoid nasty surprises later, be ready to evaluate each potential apartment with the eye of an experienced renter.
How noisy is it?
Come back around midnight to see if any rooftop bars or nightclubs might pose a threat to your peace and quiet. (Street noise can be mitigated, however, by soundproofing your windows, so it's not necessarily a reason to disqualify an apartment you love.) Ask the neighbors about any noise problems outside and inside the building, as some buildings are more soundproof than others.
Are there enough elevators?
Four elevators for 49 stories adds up to a lot of cumulative gridlock. (Should you choose to move ahead, at least check that your smartphone gets reception inside the elevator.) If your building has but a single lift, make sure you can tolerate the occasional hike.
Looking for less hassle? With fully-furnished apartment rentals starting at just 30 days, Blueground offers New Yorkers the ideal blend of flexibility and stability. Featuring professionally-managed and turnkey studios, one - and two-bedroom apartments in central locations, you can choose the amenities (like pet-friendly rentals) you want, as well as the location that best suits your needs. Click here to view prices and photos from over 300 apartments in New York City, from the Financial District to SoHo, Williamsburg, and beyond.
Will you have to pay extra for amenities?
If there's a roof deck, gym, bike spaces or other amenity in the building, confirm that access (and any fees) are included in the lease.
What is the policy on temporary walls?
If you're looking for an apartment to subdivide and share with roommates (or a child), find out whether the building will allow it. Do not take a broker's word for it. (For more on this topic, see The Insider's Guide to Temporary Walls.)
If you're subletting a co-op or condo, are you entitled to everything that owners are?
Because of the cumbersome approval process, renting a co-op tends to be a bit cheaper than a true rental, and both co-ops and condos tend to be a bit nicer than a run-of-mill rental. However, be sure to find out whether renters are excluded from any building amenities like bike spaces, roof decks, gyms, etc., or prohibited from having pets. Make sure your application has been approved by the board (not just the owner) or you can be kicked out after you've moved in. Also, be aware that most co-ops only allow sublets of one to two years; after that, you'll need to move again.
What is the apartment and building's bed bug history?
You are legally entitled to written disclosure of the building's bed bug history when you sign the lease. But to spare yourself some last minute drama and headache, ask about bed bug history up front. Also, put the building's address into the Bed Bug Registry as well as the NYC Department of Housing Preservation & Development website, looking for signs of ongoing infestation and poor management. (For more info, see Finding an apartment without bed bugs.)
Is the building kid-friendly?
You may or may not want to be in a building with lots of children. Because of laws against housing discrimination, real estate agents can't discuss whether a building is family friendly or not. Lots of family-sized apartments (two-bedrooms and up), lots of small bikes in the bike-room, and/or a well-tended playroom usually go along with kids. You should also ask the doorman, and park yourself outside the building in the morning when school starts or in the afternoon when school ends to watch for a kiddie parade.
How much control do you have over heating and cooling?
If the building relies on central heat and air conditioning, at what time of year does the system switch from heat to a/c and vice versa? In an apartment with huge south facing windows, for instance, you may be in for some nasty shoulder seasons as you wait out the switch. If you'll need to install a window unit and you're looking at an older building, confirm that the electrical capacity is sufficient to run the number window units you anticipate needing.
Are pets allowed?
Not all buildings permit dogs, and even if they do, it may be on a case-by-case basis and you may need to pay a fee. Big dogs (over 50 pounds) are frequently discriminated against, as well as breeds with aggressive or noisy reputations. Special rules may apply -- for example, you may be required to take the service elevator or carry your dog through the lobby.
What are the restaurant delivery rules?
How many restaurants deliver food to your potential apartment? Type the building’s address into restaurant-delivery website Seamless to avoid being unpleasantly surprised by your lack of delivery options. Speaking of food delivery, will it be coming to you, or do you have to meet it downstairs?
Will you and your furniture fit in the elevator, hallways and doorway?
Is your future doorway wide enough to allow for easy furniture delivery? 36” is a luxury, 33” – 34” is nice, 32” is dicey, and 29”-30” means you should put Dr. Sofa’s number on speed dial. as your furniture may need to be disassembled to fit through your door.
Is the apartment rent-stabilized?
If an apartment is rent stabilized, the landlord can only raise the rent by a reasonable percentage set by the city each year and lease renewals are automatic except in very rare circumstances. Rents on older rent-stabilized apartments tend to be much lower than market rate, so even though nearly half of rental apartments in NYC are rent-stabilized, tenants lucky enough to live in one tend to stay put. (The downsides can include shabbier apartments and less responsive and even antagonistic landlords.) Complicating the hunt is that landlords don't always advertise the fact that an apartment is rent-stabilized, and some even omit the legally required lease rider that says a unit is rent-stabilized. For more on the ins and outs of rent-stabilized apartments, read "New Yorkers' Biggest Misconceptions about Rent-Stabilization". For tips on finding a rent-stabilized apartment, click here.
Who pays for the utilities?
Find out who pays for cable, internet, electric, and gas.
Does the apartment get cell phone reception?
If you’re planning not to get a landline phone, check the apartment’s cell reception, particularly on high floors.