6 reasons why your mortgage application might be denied or delayed that have nothing to do with you

… A missing certificate of occupancy  a buildings lack of  reserve fund a low owneroccupancy ratio title problems and … the pandemic Thats because many owners left the city and rented out their vacant apartments T here are still … of an under appraisal the buyer has to make up the differential in cash Feldman said  … 5 There are liens issues …

By Brick Underground |November 11, 2025 - 4:00PM
Cheap trick: How much you can save when buying an older property in NYC

… buying a shiny new place just might encourage armed robbery Apartments and single and twofamily homes built in the past … new construction delivered higher prices but not uniformly wrote Eliza Theiss in the report In Manhattans luxury … boom in Brooklyn and Queens where nearly half of condo sales from July 2024 to June 2025 were for units built in

By Celia Young |September 4, 2025 - 11:30AM
Buy a co-op at a discount: All about HDFCs and how to get one

… Affordable housing in New York City typically refers to rentals but what are the options for buyers One socalled budget route to home ownership is through limited equity … ranging in price from $85000 for a one bedroom in the Bronx to $185 million for a two bedroom on Riverside Drive …

By Evelyn Battaglia |August 11, 2025 - 10:30AM
Here are 8 real co-op board reference letters from successful buyers

… Buying a  New York City coop is a lot like applying for a job Not only do you have to … a coop board you will be a standup neighbor and an asset to the community  This is where references come in provided in …

By Brick Underground |August 1, 2025 - 9:30AM
How to move to NYC: A crash course for finding an apartment

… Thinking of moving to New York City You must like a challenge The rental process can seem … its own headacheswhats the difference between a coop and condo anyway And what exactly are carrying costs  Of course … expensive than your budget fingers crossed  Read on for how firsttimers can find a place to rent or buy in NYC …

By Jennifer White Karp |June 30, 2025 - 9:30AM