Buy Curious

How to hunt for a vacation home outside the city

By Virginia K. Smith  | March 26, 2015 - 8:59AM
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Thinking of springing for a vacation home this summer, or just armchair shopping for one? Us too. Last summer, we looked into the lay of the land for vacation properties in areas like the North Fork and the Catskills, and in seaside neighborhoods within the five boroughs. Read on for tips on house-hunting for a reasonably priced summertime set-up, and for some dreamy looking listings:

This $550,000 4-bedroom Riverhead vacation home has views of the water, easy access to Bay Beach, and an in-ground outdoor pool in the backyard.

THE NORTH FORK

Even though it's supposedly gaining traction with the "hipster" set, Long Island's North Fork is still far more affordable (and much lower key) than its neighbor to the south, the Hamptons. There are currently more than 200 homes for sale for under $500,000, according to StreetEasy, especially if you move away from the trendy Southhold neighborhood. Plus the area has a burgeoning wine industry to help you unwind on the weekends. For more tips on buying in the North Fork, check out our guide here.

For $699,562, you can snag a 1-bed, 1-bath cottage with renovated interiors and views of the water.

CITY ISLAND

Most of the homes in this seaside Bronx town are cottages and bungalows (rather than apartments), but there are plenty of options for half a million and under. The commute might be tricky—there's only one road on and off the island, at present—and since many of the island's beaches and docks are private, it pays off to buy property directly on the waterfront, as beach access will usually come as part of the deal. For more tips on buying in City Island, read our primer.

While $215,000 might not even buy you a studio in Manhattan, in Catskill, it would net you this three-bedroom, one-bath Colonial that has a screened-in sitting porch and vegetable garden.

THE CATSKILLS

While the upstate area is no longer synonymous with Borscht Belt summer retreats, the Catskills' famous bungalow communities are still intact (and often run as co-ops), with many small homes selling for less than $10,000 (!). Larger cottages run the gamut from $100,000 to $1 million (though usually closer to the former), depending on size and location. For more tips on Catskills house hunting, check out our guide here.

This $550,000 3-bedroom townhouse is a short walk from the beach and the boardwalk, and if you're worried about the long subway ride (or planning to throw a party), it's got private parking for six cars.

CONEY ISLAND

Not content to take day trips down to Coney this summer? It's not a neighborhood known for its quaint cottages—and it can often be tough to find apartments that are on the market—but options here are far cheaper than in most Brooklyn 'hoods, with prices often hovering between $200,000 and $400,000. (We'd highly recommend spending the cash you save on season tickets to the Cyclones). For more tips on Coney's real estate scene, we've got tips.

For a relatively pricey Rockaways option, there's this $720,000 3-bedroom house in Arverne by the Sea which has a terrace, balcony, and most importantly, a 20-year tax abatement.

ROCKAWAY

The newly-trendy Queens beach 'hood has a huge variety of housing options, depending on if you'd rather live in a younger, hipper area like Rockaway Park or something more family-friendly (and with bigger houses) like Belle Harbor or Neponsit. Wherever you buy, keep in mind that you'll also have to splash out a lot of extra cash on flood insurance. For more tips on buying in the Rockaways, start here.

Related

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Come to the Rockaways for affordable apartments and hyper-local eateries, but beware of free-floating sand

Your everything guide to finding a long-term Hamptons rental this summer

A New York vacation house for $2,000? Believe it

European homes that'll cost you the same as (or less than) a Manhattan one-bedroom

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