6 reasons why your mortgage application might be denied or delayed that have nothing to do with you

… credit and money in the bank you can have trouble getting a mortgage for an apartment if there are issues with the … fluctuate even a short delay can be problematic P eople are super concerned about their rate lock expiring said Michael …

By Brick Underground |November 11, 2025 - 4:00PM
Buy a co-op at a discount: All about HDFCs and how to get one

Affordable housing in New York City typically refers to rentals but what are the options for buyers One socalled … caps for buyers are priced below the market rate and are an appealing option for low and middleincome New Yorkers  HDFC … rate in their neighborhoods As of this writing StreetEasy showed about 164 current HDFC listings in NYC see below for …

By Evelyn Battaglia |August 11, 2025 - 10:30AM
Here are 8 real co-op board reference letters from successful buyers

… Buying a  New York City coop is a lot like applying for a job Not only do you have to … a coop board you will be a standup neighbor and an asset to the community  This is where references come in provided in …

By Brick Underground |August 1, 2025 - 9:30AM
12 tough co-op board interview questions—and how to answer them

The scrutiny of a coop board interview can ratchet up the tension when youre buying in New York City Facing …

By Brick Underground |July 30, 2025 - 9:30AM
What is a community land trust? How does it help low-income buyers?

… of the property This protects the property from speculative buyers he explained The whole point is to ensure the … when the ground lease expires With a CLT the landlease is renewable We want to make sure the housing is always … their buildings when they go up for sale Under TOPA tenants could work with housing organizations and community land …

By Jennifer White Karp |February 25, 2025 - 2:00PM