6 reasons why your mortgage application might be denied or delayed that have nothing to do with you

… Even if you are a wellqualified New York City buyer with good credit and money in the bank … a mortgage for an apartment if there are issues with the building  A missing certificate of occupancy  a buildings … dont want to see too many sublets or nonowner occupied apartments Coop buildings often have restrictions on sublets …

By Brick Underground |November 11, 2025 - 4:00PM
Buy a co-op at a discount: All about HDFCs and how to get one

… Affordable housing in New York City typically refers to rentals but what are the options for buyers One socalled budget route to home ownership is through limited equity housing coops essentially coops for people who earn lower incomes In NYC at least …

By Evelyn Battaglia |August 11, 2025 - 10:30AM
The pros and cons of buying a co-op sponsor unit: You don't need board approval, but you'll likely pay a premium

… If youre looking to buy a coop in New York City the term sponsor unit may have caught your eye while scanning the citys listings  A sponsor coop is an apartment being sold by the buildings … their apartments or keep renting If a tenant didnt buy the sponsor retained ownership of the apartment and continued …

By Celia Young |July 24, 2025 - 11:30AM