Buying for the first time in NYC? Be sure to prep your finances first

… a coop or condo makes better financial sense for you and how to budget for closing costs and monthly maintenance or … reasons a buyers credit is critical Banks have different incentives based on different credit scores For example … Rosenblatt lending rates have declined steadily throughout much of 2025 providing some relief for buyers in NYC markets …

By Evelyn Battaglia |January 14, 2026 - 11:30AM
Buy a co-op at a discount: All about HDFCs and how to get one

… typically refers to rentals but what are the options for buyers One socalled budget route to home ownership is … household others are limited to buyers whose incomes do not exceed 120 AMI or $174960 for three people Others are …

By Evelyn Battaglia |August 11, 2025 - 10:30AM
The home loan that lets first-time buyers put as little as 3 percent down

… to the underwriting guidelines Interest rates are currently slightly lower than conventional lenders plus you can … history you can use 12 months worth of alternative creditrent or utility billsto establish that youre a worthy … features of a SONYMA loan  He notes that although the DPAL does not involve monthly payments you will have to pay a …

By Evelyn Battaglia |April 22, 2025 - 10:30AM
The buyer's and seller's guide to NYC closing costs

… Whether youre buying or selling real estate in New York City … impact on your purchasing power and may affect your decision to choose one apartment over another So its crucial to … attorney at The Stone Law Firm Read on for an overview of what youll pay in closing coststhe actual sum will vary …

By Evelyn Battaglia |January 6, 2025 - 10:00AM