6 reasons why your mortgage application might be denied or delayed that have nothing to do with you

… Even if you are a wellqualified New York City buyer with good credit and money in the bank you can have trouble getting a mortgage for an apartment if there …

By Brick Underground |November 11, 2025 - 4:00PM
Buy a co-op at a discount: All about HDFCs and how to get one

… New York City typically refers to rentals but what are the options for buyers One socalled budget route to home ownership is through limited equity housing coops essentially coops for people who earn lower incomes In … annually  and is currently $145800 for a threeperson household   Some HDFCs require buyers to earn no more than …

By Evelyn Battaglia |August 11, 2025 - 10:30AM
The home loan that lets first-time buyers put as little as 3 percent down

… banks often require you to put at least 20 percent of an apartments purchase price towards the down payment Financing … level the State of New York Mortgage Agency SONYMA offers loans to help them buy units that are below the median sales … to the underwriting guidelines Interest rates are currently slightly lower than conventional lenders plus you can …

By Evelyn Battaglia |April 22, 2025 - 10:30AM