first-time buyer

Residential street in Manhattan
Negotiating + Financing
Buying for the first time in NYC? Be sure to prep your finances first

… Buying a house or apartment is likely the most serious … credit score is higher than for conventional fixedrate loans  According to Cohn a buyer should have a credit score … … Condos account for a smaller share of the market so finding the right one may take longer That said condos offer …

By Evelyn Battaglia |January 14, 2026 - 11:30AM
Astoria Queens apartments
Negotiating + Financing
The home loan that lets first-time buyers put as little as 3 percent down
By Evelyn Battaglia |April 22, 2025 - 10:30AM
Tenants of 438 and 440 West 45th Street gathered on the stoop of the apartment building at 438.
Non-Traditional Buyers
Hell’s Kitchen tenants rally for a chance to buy their distressed buildings
By Celia Young |April 1, 2025 - 12:30PM
co-op board package brick underground
Co-ops
10 steps for creating a stellar co-op or condo board application
By Evelyn Battaglia |February 12, 2025 - 12:30PM
Towers of the East River Co-ops (1956) in the Lower East Side, NYC. In the foreground is the East River and East River Park under renovation. These were the tallest reinforced concrete apartment structures in the United States at the time of their construction.
Co-ops
How first-time buyers can apply for up to $100,000 in down payment assistance

… not manywill soon be able to snag up to $100000 in a forgivable loan towards their first purchase of a condo coop or one to … you to a lender to get preapproved for your loan You can find a list of those agencies online After completing the …

By Celia Young |February 3, 2025 - 3:00PM
NYC building facades
Negotiations + Closings
The buyer's and seller's guide to NYC closing costs
By Evelyn Battaglia |January 6, 2025 - 10:00AM
NYC apartment buildings
Negotiating + Financing
What are the differences between jumbo and conforming loans?
By Brick Underground |December 4, 2024 - 2:30PM
A view of the pool at The Beacon at Garvies Point in Glen Cove, NY
New Construction + Condos
Condos in the burbs? For some buyers, the suburban dream is not a house
By Jennifer White Karp |September 23, 2024 - 2:30PM