first-time buyer

… In New York City banks often require you to put at least 20 … level the State of New York Mortgage Agency SONYMA offers loans to help them buy units that are below the median sales … even with a host of contingencies such as your down payment check clearing Not so with SONYMA The agency will only issue …

… real estate market makes the task especially daunting  If youre planning on taking the leap to ownership youll want … building management will likely want to see that you have already purchased homeowners insurance Most buildings do … see more postclosing reserves at least a portion of which must be cash in a bank Selfemployed borrowers must provide …

… impact on your purchasing power and may affect your decision to choose one apartment over another So its crucial to … attorney at The Stone Law Firm Read on for an overview of what youll pay in closing coststhe actual sum will vary … a bit more than a similar apartment thats only slightly lived in  A lot of people come in wanting new construction …