first-time buyer

… want answers to critical questions about what you can afford whether a coop or condo makes better financial sense … credit which you pay off regularly including credit cards student loans and car loans Its best to have at least a … will also look at your debttoincome ratio to determine your eligibility Based on todays underwriting conventional …

… like thatwhen the median price for Manhattan coops and condos  is just over $1 millioncan feel like an impossible … little as 3 percent  For buyers at or below a certain income level the State of New York Mortgage Agency SONYMA … other debt information and details about your landlord and rental arrangement You will need to provide pay stubs bank …