Buying for the first time in NYC? Be sure to prep your finances first

… especially daunting  If youre planning on taking the leap to ownership youll want answers to critical questions about … a coop or condo makes better financial sense for you and how to budget for closing costs and monthly maintenance or … Portfolio lendersbanks that lend their own money and do not sell off loans on the secondary markethave looser credit …

By Evelyn Battaglia |January 14, 2026 - 11:30AM
The home loan that lets first-time buyers put as little as 3 percent down

… price towards the down payment Financing a deal like thatwhen the median price for Manhattan coops and condos  is … monthly payments you will have to pay a portion back if you sell within the first 10 years The loan selfamortizes by … pay stubs bank statements income tax returns and the names addresses and rental amounts of previous apartments  …

By Evelyn Battaglia |April 22, 2025 - 10:30AM