Buying for the first time in NYC? Be sure to prep your finances first

… want answers to critical questions about what you can afford whether a coop or condo makes better financial sense … only to a propertys mortgage and carrying costs maintenance fees taxes student loans and any other monthly debt count … with sellers before their apartment hits the market     Let The Agencys offmarket team   give you exclusive access …

By Evelyn Battaglia |January 14, 2026 - 11:30AM
The home loan that lets first-time buyers put as little as 3 percent down

… that are below the median sales price for the city  Editors note A previous version of this post was published in May … a 3 percent down payment assistance grant up to $15000 … No credit That may be fine …   Credit score has nothing to do … even with a host of contingencies such as your down payment check clearing Not so with SONYMA The agency will only issue …

By Evelyn Battaglia |April 22, 2025 - 10:30AM
Hell’s Kitchen tenants rally for a chance to buy their distressed buildings

Tenants of two Hells Kitchen buildings say theyd do a better job … building when its up for sale We are seeing our gentrifying communities being sold to the highest bidder said …

By Celia Young |April 1, 2025 - 12:30PM
10 steps for creating a stellar co-op or condo board application

… If youre considering buying an apartment in New York City be prepared … process an essential prerequisite for purchasing in a coop or condo building  That process begins with the board

By Evelyn Battaglia |February 12, 2025 - 12:30PM
The buyer's and seller's guide to NYC closing costs

… Whether youre buying or selling real estate in New York City you … take a serious bite out of the proceeds For buyers they can have a tangible impact on your purchasing power and may … to pay 2 to 4 percent of the purchase price of a coop condo or townhouse  … A good rule of thumb is to set aside …

By Evelyn Battaglia |January 6, 2025 - 10:00AM