mortgage

Residential street in Manhattan
Negotiating + Financing
Buying for the first time in NYC? Be sure to prep your finances first

… Buying a house or apartment is likely the most serious financial commitment youll ever make and New York Citys complicated real estate market makes the task … credit score is higher than for conventional fixedrate loans  According to Cohn a buyer should have a credit score …

By Evelyn Battaglia |January 14, 2026 - 11:30AM
1st Avenue in Manhattan
Sales Market
6 reasons why your mortgage application might be denied or delayed that have nothing to do with you
By Brick Underground |November 11, 2025 - 4:00PM
100 West 141st St., #16, in Central Harlem
Co-ops
Buy a co-op at a discount: All about HDFCs and how to get one
By Evelyn Battaglia |August 11, 2025 - 10:30AM
Astoria Queens apartments
Negotiating + Financing
The home loan that lets first-time buyers put as little as 3 percent down
By Evelyn Battaglia |April 22, 2025 - 10:30AM
Brick townhouses in NYC
Negotiating + Financing
What is a CEMA loan, and how can it reduce my mortgage recording tax?

… extension and modification agreement or CEMA is a loan only available to New Yorkers The most common CEMA is offered to those who are refinancing their mortgage In some unique cases it is also …

By Evelyn Battaglia |March 25, 2025 - 9:30AM
nyc old and new buildings
Negotiating + Financing
What is a mortgage recording tax? Are there ways to reduce it?
By Brick Underground |February 18, 2025 - 12:30PM
NYC building facades
Negotiations + Closings
The buyer's and seller's guide to NYC closing costs
By Evelyn Battaglia |January 6, 2025 - 10:00AM
NYC apartment buildings
Negotiating + Financing
What are the differences between jumbo and conforming loans?
By Brick Underground |December 4, 2024 - 2:30PM