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… or borrow cars might want to invest in a nonowner insurance policy which covers expenses if you were to injure another … a friend you would usually be covered under their insurance policy if you cause an accident says David Phillips a … or neighbor you probably should get on their insurance policy so you have the same coverage when driving Worters …

… anecdotally many think that smoking bans help apartments sell faster And not having a smoking ban can do more than … being scuttled by the presence of smoke and also of owners selling at a loss in order to move into a smokefree … to pay more to live in a smokefree building Its harder to sell an apartment right now if theres smoking says Chris …

… Before you move check whether your apartment insurance policy covers offpremises theft If so youd be covered for your losses up to your policys limits Theres no requirement that you use … insurance broker Jeff Schneider of Gotham Brokerage  though policy limits on certain types of propertylike jewelrywould …

… And your landlord They might rely on their own insurance policy to repair some structural issues but it would not … apartment for many weeks or months which might void your policy due to lack of residency In that case the damage … is a weekend or a week or two situation your own insurance policy will probably cover the damage to your property and …