Jetty Renters Insurance

In a city as fast-moving and unpredictable as New York, knowing that your home and belongings are safe is priceless – literally and figuratively. Renters insurance protects your worldly possessions from a wide variety of mishaps and, with Jetty, both the process and the coverage have been modernized for today’s renters.

“Jetty’s renters insurance covers what New Yorkers want it to cover. Not fur coats, but fixed-gear bikes, smartphones, cameras, and much more,” says Jetty’s Co-Founder and President, Luke Cohler.

Launched online last year, Jetty offers a clean, snappy digital experience. You can get both a quote and a policy online in two minutes flat, and that’s on a desktop or your phone—the renter’s choice.

“We designed our site to be mobile-first, since many renters want to sign up on their phones while sitting with their leasing agent or in their broker’s office,” says Cohler.

And Jetty covers more than your apartment: To best suit the needs of today’s renters, Jetty designed policies that cover modern headaches like:

  • Broken or lost smartphones: Dropped your smartphone on the street and cracked the screen? Dropped your phone through a subway grate and now it’s gone forever? Most plans starting at as little as $8 to $10 a month include this coverage.
  • Bedbugs: Jetty has also pioneered a policy for New Yorkers’ greatest fear, the destructive yet seemingly indestructible bedbug. “The policy is the first of its kind in the renters insurance space,” according to Cohler. It will help you mitigate the cost if the tiny monsters should infiltrate your home.
  • Storage facilities and more: Jetty also covers damage suffered by your belongings in self-storage (up to 10% of Contents Coverage or $1,000, whichever is greater), damage you may accidentally cause to other people’s things, and stolen cash. For more on that, read here.

Ready to step into the future of renters insurance? Click here to get a quote online in less than 2 minutes. Basic coverage starts at $5 month, with most prices under $10 a month. Signing up for annual coverage brings the cost down even further.

Jetty offers an affordable renters insurance product with extensive coverage options and policies. No office visits. No paperwork. No nonsense. 

Issuance of coverage is subject to underwriting review and approval. Coverage may not be available in all states. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of State National Insurance Company, Inc. (NAIC No. 12831), Bedford, TX, in all states except Florida, and National Specialty Insurance Company (NAIC No. 22608), Bedford, TX, in Florida (collectively, “State National”). Coverage scenarios are hypothetical and shown for illustrative purposes only. Coverage is dependent on the actual facts and circumstances giving rise to a claim. Jetty Insurance Agency LLC (Jetty) is an insurance agency licensed to sell property-casualty insurance products. Jetty will receive compensation from State National for such sales. Refer to the Legal Notices section on for additional information regarding Jetty. 


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