down payment

Astoria Queens apartments
Negotiating + Financing
The home loan that lets first-time buyers put as little as 3 percent down
By Evelyn Battaglia |April 22, 2025 - 10:30AM
Towers of the East River Co-ops (1956) in the Lower East Side, NYC. In the foreground is the East River and East River Park under renovation. These were the tallest reinforced concrete apartment structures in the United States at the time of their construction.
Co-ops
How first-time buyers can apply for up to $100,000 in down payment assistance
By Celia Young |February 3, 2025 - 3:00PM
Hochul addresses a crowd of elected officials, union leaders, and other audience members at her State of the State address on Tuesday, Jan. 15th.
Rent
Hochul takes aim at institutional housing investors and rent-fixing software in State of the State
By Celia Young |January 15, 2025 - 11:15AM
image
Co-ops
Need a mortgage to buy a NYC co-op? Your rate is not the only thing to consider
By Mimi OConnor |February 17, 2023 - 2:30PM
image
Negotiating + Financing
What are some tips for buying a NYC co-op or condo when mortgage rates are rising?

… have cooled opening the door to greater negotiation … 5 Buy points to lower your mortgage rateor ask the seller to buy … Find a coop or condo with lower carrying costs  … If youre buying into a coop thats better managed then over time youll … actually use … If you can save $500 on common charges by buying into a building with fewer amenities thats $83000 of …

By Teri Karush Rogers |September 26, 2022 - 1:30PM
image
Non-Traditional Buyers
10 first-time buyer grants, loans, and programs available to New Yorkers
By Emily Myers |February 28, 2022 - 9:30AM
image
Sales Market
5 NYC condos you can buy with only 10 percent down
By Austin Havens-Bowen |February 23, 2022 - 2:30PM
image
Getting Ready
5 ways your NYC co-op building can boost prices for sellers
By Jennifer White Karp |January 26, 2022 - 3:30PM
image
Buy
The self-employed New Yorker's guide to getting a mortgage
By Emily Myers |February 1, 2021 - 2:30PM