The home loan that lets first-time buyers put as little as 3 percent down

… In New York City banks often require you to put at least 20 percent of an apartments purchase price … over $1 millioncan feel like an impossible goal for many However some programs allow qualified  firsttime buyers toto the underwriting guidelines Interest rates are currently slightly lower than conventional lenders plus you can …

By Evelyn Battaglia |June 4, 2026 - 10:30AM