down payment

Towers of the East River Co-ops (1956) in the Lower East Side, NYC. In the foreground is the East River and East River Park under renovation. These were the tallest reinforced concrete apartment structures in the United States at the time of their construction.
Co-ops
How first-time NYC buyers can apply for up to $100,000 in down payment assistance
By Brick Underground |June 11, 2026 - 10:30AM
Astoria Queens apartments
Negotiating + Financing
The home loan that lets first-time buyers put as little as 3 percent down

… to the underwriting guidelines Interest rates are currently slightly lower than conventional lenders plus you can … purchase price limits based on the number of people in the home and the type of property single vs multifamily Just … Borrowers must demonstrate sufficient income to cover homeownership costs as well as funds to cover closing costs …

By Evelyn Battaglia |June 4, 2026 - 10:30AM
Hochul addresses a crowd of elected officials, union leaders, and other audience members at her State of the State address on Tuesday, Jan. 15th.
Rent
Hochul takes aim at institutional housing investors and rent-fixing software in State of the State
By Celia Young |January 15, 2025 - 11:15AM
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Co-ops
Need a mortgage to buy a NYC co-op? Your rate is not the only thing to consider
By Mimi OConnor |February 17, 2023 - 2:30PM
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Negotiating + Financing
What are some tips for buying a NYC co-op or condo when mortgage rates are rising?
By Teri Karush Rogers |September 26, 2022 - 1:30PM
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Non-Traditional Buyers
10 first-time buyer grants, loans, and programs available to New Yorkers
By Emily Myers |February 28, 2022 - 9:30AM
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Sales Market
5 NYC condos you can buy with only 10 percent down
By Austin Havens-Bowen |February 23, 2022 - 2:30PM
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Getting Ready
5 ways your NYC co-op building can boost prices for sellers
By Jennifer White Karp |January 26, 2022 - 3:30PM
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Buy
The self-employed New Yorker's guide to getting a mortgage
By Emily Myers |February 1, 2021 - 2:30PM