down payment

Astoria Queens apartments
Negotiating + Financing
The home loan that lets first-time buyers put as little as 3 percent down
By Evelyn Battaglia |April 22, 2025 - 10:30AM
Towers of the East River Co-ops (1956) in the Lower East Side, NYC. In the foreground is the East River and East River Park under renovation. These were the tallest reinforced concrete apartment structures in the United States at the time of their construction.
Co-ops
How first-time buyers can apply for up to $100,000 in down payment assistance
By Celia Young |February 3, 2025 - 3:00PM
Hochul addresses a crowd of elected officials, union leaders, and other audience members at her State of the State address on Tuesday, Jan. 15th.
Rent
Hochul takes aim at institutional housing investors and rent-fixing software in State of the State
By Celia Young |January 15, 2025 - 11:15AM
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Co-ops
Need a mortgage to buy a NYC co-op? Your rate is not the only thing to consider
By Mimi OConnor |February 17, 2023 - 2:30PM
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Negotiating + Financing
What are some tips for buying a NYC co-op or condo when mortgage rates are rising?
By Teri Karush Rogers |September 26, 2022 - 1:30PM
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Non-Traditional Buyers
10 first-time buyer grants, loans, and programs available to New Yorkers

… eligible New Yorkers with up to $40000 or 6 percent of the purchase price toward the down payment or closing costs on … and you must have your own savings to contribute to the purchase  … 2 SONYMA options … For buyers at or below a … homebuyers to get a loan if they have 3 percent of the purchase price Only certain banks do SONYMA loans and they …

By Emily Myers |February 28, 2022 - 9:30AM
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Sales Market
5 NYC condos you can buy with only 10 percent down
By Austin Havens-Bowen |February 23, 2022 - 2:30PM
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Getting Ready
5 ways your NYC co-op building can boost prices for sellers
By Jennifer White Karp |January 26, 2022 - 3:30PM
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Buy
The self-employed New Yorker's guide to getting a mortgage
By Emily Myers |February 1, 2021 - 2:30PM