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5 NYC apartments for sale with monthlies under $1,000

This South Harlem two bedroom is listed for $1,359,000 with common charges of $562. 

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When you own an apartment in New York City, you can expect to pay monthly fees to your building, which can run from several hundred to several thousand dollars, depending on whether you live in a modest walk-up or a full-service tower. 

These fees pay for the building’s upkeep and staff and it’s important to know the difference between the monthly fees you pay in a co-op vs. a condo building.

In a co-op, you pay a monthly maintenance fee, which includes the underlying mortgage for the building and your portion of property taxes. For a condo, you pay monthly common charges, which covers the upkeep and maintenance of the building—you pay your property taxes separately.

Either way, finding an apartment with low monthlies can save you a lot of money. Need help with your search? Consider these five Manhattan co-ops and condos with monthlies under $1,000.

40 West 72nd St., #21C, Upper West Side 

This studio is listed for $465,000 with a monthly maintenance charge of $980. The co-op has hardwood floors, arched windows, beamed ceilings, stainless steel appliances, a decorative fireplace, ceiling fan, renovated bath, and one closet. There’s currently a monthly assessment of $87.50. The building has a doorman, laundry room, and a bike room. Central Park is nearby. 

99 John St., #2504, Fulton/Seaport 

This one bedroom, one bath is listed for $890,000 with common charges of $576. The south-facing condo has hardwood floors, oversized windows, recessed lighting, high ceilings, new HVAC units, and stainless steel appliances. Amenities include a doorman, concierge, live-in super, gym, playroom, laundry room, and bike storage. South Street Seaport is nearby. 

310 West 113th St., #401, South Harlem 

This two bedroom, two bath is listed for $1,359,000 with monthly common charges of $562. Apartment #401 features high ceilings, hardwood floors, recessed lighting, integrated appliances, modern light fixtures, oversized windows, central air, and a balcony. The building has a bike room and a package room. Morningside Park is nearby. 


431 East 6th St., #4, East Village 

This three bedroom, two bath is listed for $1,500,000 with monthly maintenance of $800. The co-op features hardwood floors, wood-beamed ceilings, oversized windows, sunlights, a renovated kitchen, and a private roof deck. Tompkins Square Park is nearby. 

35 Vestry St., #2, Tribeca

This three bedroom, two bath is listed for $2,998,000 with monthly common charges of $817. Apartment #2 has hardwood floors, high ceilings, built-ins, exposed brick, recessed lighting, stainless steel appliances, archways, central air, and an in-unit washer/dryer. The building has a key-locked elevator and basement storage. Hudson River Greenway is nearby.