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mortgage
Is now the right time for a co-op to re-finance?
… Q We live in a large coop that is considering refinancing our loan We would have … and overdue capital projects Is it worth it … A For a coop thinking of refinancing nows the time to pull the … coop What the board should ask at the interview Trouble at home Get your NYC apartmentdweller questions answered by an …
Ask an Expert: I combined two co-op units, but didn't change the certificate of occupancy. Will this mess up my mortgage?
… a line of credit obtained on one of the units prior to the combination my lender balked due to the fact that on … to obtain an amended C of O for a combination If so how much will the process cost and who pays for what … A A … when that perfect combination is not Is a neighbor buying another apartment in your coop What the board should …
Landing a mortgage as a freelancer: not just a pipe dream
… or anyone with a nontraditional flow of income trying to get a mortgage or even a standard rental lease can often … mean selfemployed city dwellers have to stand on the sidelines while others get the chance at building equity Per … for two years of mortgage and maintenance payments in addition to a 25 percent down payment as weve written …
Does a 15-year or 30-year mortgage make more sense?
… rates are at historic lows making now a smart time for New Yorkers to shop for a mortgage For borrowers one of the … for 15year and 30year mortgages respectively So say youre buying a $1 million apartment putting 20 percent down and … suggest a 30year loan for safetys sake Things change You could lose your job investments could go bad If you keep …