6 reasons why your mortgage application might be denied or delayed that have nothing to do with you

… Even if you are a wellqualified New York City buyer with good credit and money in the bank … a mortgage for an apartment if there are issues with the building  A missing certificate of occupancy  a buildings … dont want to see too many sublets or nonowner occupied apartments Coop buildings often have restrictions on sublets …

By Brick Underground |November 11, 2025 - 4:00PM