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How does a debt-to-income ratio affect your mortgage rate?

… incomeis one of several factors that impact your mortgage rate our experts say Your debttoincome ratio DTI determines … means you wont get access to loans with lower mortgage rates The better programs have thresholds with lower … score your down payment whether youre buying a condo second home or investment property and whether the mortgage is a …

By Emily Myers |May 30, 2023 - 10:00AM
 

Meet our Experts

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Jonathan Miller
Appraisers
President
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Deanna Kory
Real estate agents
Real Estate Agent
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Sam Himmelstein
Sam Himmelstein
Real estate lawyers
Partner

Sam Himmelstein, Esq., represents NYC tenants and tenant associations in disputes over evictions, rent increases, rental conversions, rent stabilization law, lease buyouts and many other issues.

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Dean M. Roberts, real estate attorney
Dean Roberts
Real estate lawyers
Partner

Dean Roberts is a real estate attorney specialiazing in co-op and condo law at Norris, McLaughlin & Marcus in Manhattan.

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Ryan Greer
Mortgages
Senior Vice President

Ryan Greer is the Senior Vice President and mortgage loan officer at National Cooperative Bank in Manhattan.

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Anna Karp
Renovation
CEO and Co-Founder

Anna is a general contractor and the CEO and Co-Founder of Bolster, a data-driven design-build firm on a mission to eliminate risk from major home renovations through radical transparency.
 

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Christopher M. Tarnok, Esq
Christopher M. Tarnok
Real estate lawyers
Partner

Christopher M. Tarnok, Esq., represents New York City property owners and condominium and cooperative boards in all real estate and construction related matters including litigation, transactional matters and the negotiation of construction and access agreements for residential and commercial projects.