Financing is not the sexiest part of the real estate game, but for many buyers, it's the most important.
So for this week's SurvivalList roundup, we turn our attention to BrickUnderground's mortgage-centric posts, starting with the
importance of putting a mortgage contingency clause in your contract and the 411 on automatic mortgage payments (spoiler alert: most experts say to avoid them).
We also offer some tips for refinancing your mortgage -- like
how to get your co-op board to approve your refinancing and how to avoid "refi shame."
Neighborhood Manhattan Bronx Brooklyn Queens Staten Island Westchester Jersey City Hoboken
Price up to $500,000 up to $750,000 up to $1,000,000 up to $1,250,000 up to $1,500,000 up to $2,000,000 up to $3,000,000 up to $5,000,000 up to $6,000,000 up to $7,000,000 up to $8,000,000 no maximum
Price up to $2,000 up to $3,000 up to $4,000 up to $5,000 up to $6,000 up to $7,000 up to $8,000 up to $9,000 no maximum
Bedrooms studio at least 1 bedroom at least 2 bedrooms at least 3 bedrooms at least 4 bedrooms 5 or more bedrooms
Bathrooms at least 1 bathroom at least 1.5 bathrooms at least 2 bathrooms at least 2.5 bathrooms at least 3 bathrooms at least 3.5 bathrooms at least 4 bathrooms 4.5 or more bathrooms Presented by
Of course, before you can get secure one, you'll need a successful appraisal, and we help with that, too --- with tips on
how to make (and break) an appraisal and an exploration into the mind of an appraiser. We think " How not to get scr*w*d by an appraiser" should help too.
For these, and more financing-focused posts, read below.
How to get/live with a mortgage: To get a mortgage, first prove you don't need one Yes, you are still nuts to buy without a mortgage contingency To debit or not to debit? The 411 on automatic mortgage payments NYC Real(i)ty Speak: MORTgage means death in Latin 4 reasons why your apartment may no longer be mortgage-worthy Appraisal info: How to make or break your appraisal Q & A with my appraiser: "Cleanliness has no impact on value" How to not get scr*w*d by an appraiser Refinancing rules: Ask an Expert: How to get your co-op board to approve your refi Refi shame