Financing is not the sexiest part of the real estate game, but for many buyers, it's the most important.
So for this week's SurvivalList roundup, we turn our attention to BrickUnderground's mortgage-centric posts, starting with the
importance of putting a mortgage contingency clause in your contract and the 411 on automatic mortgage payments (spoiler alert: most experts say to avoid them).
We also offer some tips for refinancing your mortgage -- like
how to get your co-op board to approve your refinancing and how to avoid "refi shame."
Neighborhood Central Harlem East Harlem Hamilton Heights Harlem Hudson Heights Inwood Manhattan Valley Morningside Heights Mt Morris Park Sugar Hill Washington Heights West Harlem Upper West Side Upper East Side Upper Manhattan Midtown West Midtown East Downtown Battery Park City Central Village Chelsea Chinatown Civic Center East Village Financial District Flatiron Gramercy Park Greenwich Village Little Italy Lower East Side Lower Manhattan Murray Hill Kips Bay Noho Nomad Soho Tribeca Union Square West 30S West Village Brooklyn Bay Ridge Bedford Stuyvesant Bensonhurst Boerum Hill Brooklyn Brooklyn Heights Bushwick Canarsie Carroll Gardens Clinton Hill Cobble Hill Columbia Street Wd Crown Heights Ditmas Park Downtown Brooklyn Dumbo Dyker Heights East Flatbush East New York East Williamsburg Flatbush Flatlands Fort Greene Gowanus Greenpoint Greenwood Manhattan Beach Midwood Park Slope Prospect Heights Prospect Lefferts Prospect Park South Prospect-Lefferts G Red Hook Redhook Seagate Sheepshead Bay South Slope Sunset Park Vinegar Hill Weeksville Williamsburg Williamsburg N Side Windsor Terrace Queens Astoria Belle Harbor Briarwood Corona Elmhurst Far Rockaway Flushing Forest Hills Forest Hills Garden Forest Hills Gardens Howard Beach Hunters Point Jackson Heights Kew Gardens Long Island City Rego Park Sunnyside Bronx Bedford Park Bronxdale Concourse Concourse Village Fieldston Fordham High Bridge Kingsbridge Marble Hill Morrisania Mott Haven North Riverdale Norwood Riverdale Soundview South Riverdale Spuyten Duyvil University Heights Westchester Square Locust Valley Long Beach Upper Brookville
Price up to $500,000 up to $750,000 up to $1,000,000 up to $1,250,000 up to $1,500,000 up to $2,000,000 up to $3,000,000 up to $5,000,000 up to $6,000,000 up to $7,000,000 up to $8,000,000 no maximum
Bedrooms studios or at least 1 bedroom at least 1 bedroom at least 2 bedrooms at least 3 bedrooms at least 4 bedrooms 5 or more bedrooms
Bathrooms at least 1 bathroom at least 1.5 bathrooms at least 2 bathrooms at least 2.5 bathrooms at least 3 bathrooms at least 3.5 bathrooms 4 or more bathrooms Presented by
Of course, before you can get secure one, you'll need a successful appraisal, and we help with that, too --- with tips on
how to make (and break) an appraisal and an exploration into the mind of an appraiser. We think " How not to get scr*w*d by an appraiser" should help too.
For these, and more financing-focused posts, read below.
How to get/live with a mortgage: To get a mortgage, first prove you don't need one Yes, you are still nuts to buy without a mortgage contingency To debit or not to debit? The 411 on automatic mortgage payments NYC Real(i)ty Speak: MORTgage means death in Latin 4 reasons why your apartment may no longer be mortgage-worthy Appraisal info: How to make or break your appraisal Q & A with my appraiser: "Cleanliness has no impact on value" How to not get scr*w*d by an appraiser Refinancing rules: Ask an Expert: How to get your co-op board to approve your refi Refi shame