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These days we frequently see apartments close below their last sale price, but rarely do they start out asking for less than the price they last commanded.  Downtown, that may be changing: In the last couple of days, we've noticed a number of apartments come onto the market below their previous sale price. Here are a few that caught our eye:

• A two bedroom, two bathroom condo  at the Cocoa Exchange on 1 Wall Street sold in November of 2006 for $977,250. Yesterday it came on the market for $875,000.
• A small studio at the Greenwich Club at 88 Greenwich Street, came on the market for $450,000 yesterday. It last sold for $580,000 in September 2007. 
• A 1,681-square-foot two-bedroom at the Cipriani Club Residences at 55 Wall Street, was just listed for $2,100,000. It sold in November of 2007 for $2,530,713.