Here's why you should file your Sandy insurance claims ASAP--and how to do it

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By Teri Karush Rogers  |
October 30, 2012 - 3:44PM

If your home has suffered some Sandy damage, now is the time to pick up the phone and call your insurance company--even before you start cleaning up.

"Put in claims quickly with your insurer's 24-hour 800 number, as claims are prioritized by severity and time of reporting," NYC apartment insurance broker Jeff Schneider of Gotham Brokerage told us earlier this week.

"If you have a claim, document your damage with your phone's camera," advised Schneider. "Keep track of any expenses you incur to minimize damage or do emergency repairs." 

Also, said Schneider, "try not to dispose of damaged goods before they are seen by the insurance company, but if you have to, take good photos, and take steps to dry out/air out damaged, wet areas to prevent mold growth."

For a crash course in navigating the claims process, here are some of the best online resources we found on filing a claim, getting paid, and your options if you don't have flood insurance:


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Teri Karush Rogers

Founder & Publisher

Founder and publisher Teri Karush Rogers launched Brick Underground in 2009. As a freelance journalist, she had previously covered New York City real estate for The New York Times. Teri has been featured as an expert on New York City residential real estate by The New York Times, New York Daily News, amNew York, NBC Nightly News, The Real Deal, Business Insider, the Huffington Post, and NY1 News, among others. Teri earned a BA in journalism and a law degree from New York University.

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