mortgage

Overhead view First Avenue with traffic in Manhattan
Negotiating + Financing
Fed holds interest rates steady and March cuts are unlikely
By Jennifer White Karp |February 1, 2024 - 12:30PM
a two-bedroom, two-and-a-half-bath condo, 534 West 42nd St., #PH8, in Hell's Kitchen
Sell
Seller financing: To get deals done, some owners give loans to buyers. Here's how it works
By Jennifer White Karp |December 29, 2023 - 3:30PM
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Co-ops
How do you qualify for a jumbo loan in NYC?
By Alanna Schubach |December 11, 2023 - 9:30AM
Hand fill out reverse mortgage loan application on a clipboard.
Co-ops
Does a shareholder need approval from their co-op board to get a reverse mortgage?
By Celia Young |October 30, 2023 - 2:30PM
NYC apartment buildings
Negotiating + Financing
What is a cash-out refinance? Are these done in NYC?
By Emily Myers |September 18, 2023 - 3:00PM
Manhattan apartment buildings
Negotiating + Financing
Here's why it's so hard to get condo questionnaires filled out by management companies
By Jennifer White Karp |August 17, 2023 - 4:00PM
View of Upper Manhattan towers
Sell
Fed's response to Fannie Mae ‘blacklist’: 'We have no record of it'
By Jennifer White Karp |June 16, 2023 - 2:30PM
Apartment-Lined Street in East Village, New York City.
Buy Affordable Housing
Can you use a 1 percent down loan to buy in NYC?
By Jennifer White Karp |June 15, 2023 - 5:00PM
Row of Colorful Old Brick Residential Buildings with Fire Escapes in Greenwich Village of New York City
Sales Market
How does a debt-to-income ratio affect your mortgage rate?

… monthly incomeis one of several factors that impact your mortgage rate our experts say Your debttoincome ratio DTI … DTI says Deanna Kory a leading agent at Corcoran  Of course lenders are also assessing your financial viability Every … rate Leibowitz says … How to improve your DTI … One of the best ways to improve your DTI ratio is to limit or pay down …

By Emily Myers |May 30, 2023 - 10:00AM