mortgage

Overhead view First Avenue with traffic in Manhattan

Negotiating + Financing

By Jennifer White Karp |February 1, 2024 - 12:30PM

a two-bedroom, two-and-a-half-bath condo, 534 West 42nd St., #PH8, in Hell's Kitchen

Sell

Seller financing: To get deals done, some owners give loans to buyers. Here's how it works

By Jennifer White Karp |December 29, 2023 - 3:30PM

Co-ops

How do you qualify for a jumbo loan in NYC?

By Alanna Schubach |December 11, 2023 - 9:30AM

Hand fill out reverse mortgage loan application on a clipboard.

Co-ops

Does a shareholder need approval from their co-op board to get a reverse mortgage?

By Celia Young |October 30, 2023 - 2:30PM

Negotiating + Financing

What is a cash-out refinance? Are these done in NYC?

By Emily Myers |September 18, 2023 - 3:00PM

Negotiating + Financing

Here's why it's so hard to get condo questionnaires filled out by management companies

By Jennifer White Karp |August 17, 2023 - 4:00PM

Negotiating + Financing

Top 12 questions New Yorkers ask their mortgage bankers

… curve Ryan Greer senior vice president at National Cooperative Bank rounds up 12 of the most frequent … You can work directly with a financial institution to get a loan for your coop or condo unit or you may decide to use a … is quick and relatively painless In National Cooperative Banks case the bank which despite its name lends …

Sponsored By National Cooperative Bank |July 11, 2023 - 9:30AM

Sell

Fed's response to Fannie Mae ‘blacklist’: 'We have no record of it'

By Jennifer White Karp |June 16, 2023 - 2:30PM

Apartment-Lined Street in East Village, New York City.

Buy Affordable Housing

Can you use a 1 percent down loan to buy in NYC?

By Jennifer White Karp |June 15, 2023 - 5:00PM

Row of Colorful Old Brick Residential Buildings with Fire Escapes in Greenwich Village of New York City

Sales Market

How does a debt-to-income ratio affect your mortgage rate?

… monthly incomeis one of several factors that impact your mortgage rate our experts say Your debttoincome ratio DTI … you wont get access to loans with lower mortgage rates The better programs have thresholds with lower debttoincome … at Grayton Mortgage … Impact of DTI on buying choices … In New York City coop boards have their own DTI requirements …

By Emily Myers |May 30, 2023 - 10:00AM