Price Check

What you can buy in NYC if you've got $100,000 in the bank

HELL'S KITCHEN, MANHATTAN: A one-bedroom, one-bath condo with floor-to-ceiling windows in the Atelier, a luxury building with extras including a swimming pool, 24-hour concierge, and landscaped terrace, requiring 10 percent down. $999,000, plus $500/month common charges, $500/month taxes.

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It's no secret that the down payment is often the biggest hurdle for would-be buyers hoping to enter the market in New York City. While some condos will let you make a purchase for 10 percent down, many co-ops and condos require a down payment of at least 20 percent, which can add up to a large chunk of change.

For this week's price check, we're looking at options for buyers who have a cool $100,000 ready to offer as a down payment, which will net you apartments in the $500,000 range in buildings asking 20 percent, and the $1 million range in buildings that require just 10 percent down. (This is assuming your financials allow you to pass the bank's scrutiny and, in the case of co-ops, a board's.) Here are your options in all five boroughs:

YORKVILLE, MANHATTAN: One-bedroom, one-bath condo with a washer and dryer and California closets in a building asking 10 percent down, with amenities including a doorman, roof deck, and concierge service. $995,000, plus $740/month common charges, $675/month taxes.

UPPER EAST SIDE, MANHATTAN: A studio co-op with two closets, a renovated kitchen, and a Murphy bed in building with doorman service, fitness center, eco-friendly roof deck, and bike room. $495,000, plus $744/month maintenance.

 YORKVILLE, MANHATTAN: A studio co-op with HVAC system and heated bathroom floors in doorman building with a roof deck, storage, and a renovated gym and lobby. $495,000, plus $830/month maintenance.

PARK SLOPE, BROOKLYN: One-bedroom, one-bath co-op with a renovated kitchen, skylit bathroom, and private roof deck in pet-friendly building near Prospect Park. $495,000, plus $560/month maintenance.

GREENPOINT, BROOKLYN: A three-bedroom, one-bath co-op with bamboo floors and stainless steel appliances in pet-friendly, income-restricted HDFC building near McCarren Park. $499,000, plus $693/month maintenance.

CLINTON HILL, BROOKLYN: Three-bedroom, one-bath co-op with large windows and recent renovations in a pet-friendly building with 24-hour maintenance and security staff, basement storage, and laundry. $495,000, plus $706/month maintenance.

REGO PARK, QUEENS: Two-bedroom, one-bath duplex sponsor sale condo with a washer and dryer and private terrace in a building asking 10 percent down and featuring a roof deck, fitness center, sauna, and parking. $969,000, plus $794/month common charges, plus $67/month taxes.

RIVERDALE, BRONX: Three-bedroom, two-bath co-op with a renovated chef's kitchen, dishwasher, and custom closets in building with doorman, concierge, swimming pool, fitness center, dog park, and shuttle to Metro-North. $495,900, plus $1,460/month maintenance.

SAINT GEORGE, STATEN ISLAND: One-bedroom, one-bath co-op with high ceilings, soaking tub, views of Manhattan, and laundry across the hallway in a building with a gym, tennis courts, 24-hour security, picnic area, and children's playroom. $425,000, plus $825/month maintenance.


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