What you’ll get across NYC for $400,000

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Got $400,000 to spend on a home? That budget will find you mostly studio apartments in Manhattan. For larger abodes, head to the outer boroughs.

LENOX HILL, MANHATTAN: A studio co-op with parquet floors and well-kept kitchen and bath in a pet-friendly elevator building that allows pied-a-terres, subletting, gifting, and co-purchasing at 301 East 64th Street (between First and Second). $399,000 plus $825/month maintenance

MIDTOWN WEST, MANHATTAN: A renovated studio co-op with original crown moldings, oversized windows, oak floors, high-beamed ceilings, and a windowed kitchen in a pet-friendly doorman building that allows co-purchasing, pied-a-terres, gifting, and parents purchasing for children at 325 West 45th Street (between Eighth and Ninth). $399,000 plus $633/month maintenance

BUSHWICK, BROOKLYN: A one-bedroom condo with floor-to-ceiling windows, white lacquer Italian cabinetry, and a washer and dryer in a pet-friendly building a few blocks from Irving Square Park at 305 Cooper Street (between Irving and Knickerbocker). $399,000 plus $322/month common charges, $269/month taxes

KENSINGTON, BROOKLYN: A two-bedroom, one-bath co-op (converted from a one-bedroom) with an eat-in kitchen, stainless steel appliances, and the master bedroom in the rear of the unit, in an elevator building with a live-in super at 414 Albemarle Road (between East Fourth and East Fifth). $398,000 plus $594/month maintenance

PROSPECT PARK, BROOKLYN: A recently renovated prewar studio co-op with stainless steel appliances, a kitchen island, multiple closets, and a separate dressing area in a brick building with an onsite porter, common laundry room, bike storage, private storage and a common courtyard at 230 Park Place (between Vanderbilt and Carlton). $400,000 plus $1,164/month maintenance (no board approval required)

SPRINGFIELD GARDENS, QUEENS: A three-bedroom, one-and-a-half-bath house with an enclosed front porch and a deck in the back, a semi-finished basement with a half bath and a driveway and garage on a cul de sac at 122-19 Milburn Street (between 112nd and Nashville). $408,000 plus $261/month taxes

ROSEDALE, QUEENS: A four-bedroom, two-and-a-half-bath multi-family house (two two-bedroom units) with a finished basement, private driveway and one-car garage at 142-32 254th Street (at Memphis). $399,000 plus $4,012/month taxes (currently occupied by tenants)

SPUYTEN DUYVIL, BRONX: A gut-renovated corner three-bedroom, one-and-a-half-bath co-op with a windowed galley kitchen that comes with a dining bar and granite countertops, and custom-built solid wood doors, frames and moldings, in a building with a part-time doorman and live-in super at 3103 Fairfield Avenue (between West 231st and 232nd). $405,000 

GREAT KILLS, STATEN ISLAND: A three-bedroom, three-bath house with a new hot water heater, new floors, new roof, custom kitchen, a driveway and a backyard with a pool at 64 Goodall Street (between Hylan and Tennyson). $404,900


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