If a thief breaks into your apartment and makes off with your flat screen tv, your apartment insurance will cover it. Not so if your $15,000 engagement ring or Rolex disappears too.
“Renters, co-op and condo insurance policies aren’t much help if your jewelry is stolen or lost. Most put strict limits on jewelry coverage, paying as little as $500 total,” says New York City apartment insurance broker Jeff Schneider of Gotham Brokerage. “If you have jewelry worth more than a few thousand dollars, getting jewelry insurance is always a smart idea.”
Q. My wife and I recently broke our lease after a job change that required a move. Our landlord informed us that there would be an $800 fee involved and that we would be responsible for the rent until a new tenant started paying it. We actually had an acquaintance willing to take over the lease.
After having paid the $800 fee, the landlord failed to acknowledge our proposed tenant's calls requesting a showing of the apartment and instead listed the apartment for $650 per month more than our current rent. They also advertised it as a two bedroom (we had installed a wall at our own expense) and advertised that the apartment would undergo a significant renovation before the next tenant moves in.
Why should we be responsible for the rent if the landlord rejected an offer to take over the lease on the same terms we currently have? Also, shouldn’t they have to compensate us for raising the rent since we put the wall in?
by Angelo as told to Caitlin Nolan | 11/22/13 - 8:59 AM
Two years ago, I moved from West Sixth Street and Avenue T in Gravesend --a neighborhood in south-central Brooklyn that's near Coney Island--to Eastchester Road (near Morris Park Avenue) in Morris Park, a neighborhood in the East Bronx about 10 minutes by car from the Bronx Zoo. I made the move from Brooklyn to the Bronx for medical school.
In Gravesend, I shared a three-bedroom apartment in a two-family home with my father. Rents in the area for a three-bedroom space average around $2,500 per month.
If you've got $4K a month to spend on rent, we've got some good news. You can find quite a lot in NYC for that price tag (especially if you're willing to venture outside Manhattan). From a furnished studio to a three-bedroom co-op (with lots in between) here is a sampling of what's available across four of NYC's boroughs-- Manhattan, The Bronx, Brooklyn, and Queens.
Planes, trains, and automobiles, garbage trucks and street parties. New Yorkers are immune to all sorts of noise.
But what about loud neighbors? How tolerant are we of them? We asked five New Yorkers whether they would rather live beneath three boys under the age of ten next door to a screaming, squeeking, seemingly sex-addicted couple?
The boys That’s a hard one (pun intended). I think I’d rather live under three young boys. At least they’ll be sleeping at night. -Joyce, Sunnyside
Sex addicts I would say that with three boys that young you’re in for longterm -- years and years--torture. I’d rather arm myself with ear plugs and take my chances on sleep while my neighbors and their addictions run their nightly course. - Mya, Harlem
In this edition of Take It or Leave It, our perpetual renters weigh the pluses and minuses of a Brooklyn Heights 1-bedroom with floor-to-ceiling windows, in-unit laundry and a shared roof deck. Our panelists—who have 43 years of collective rental experience—are RentHackr founder Zeb Dropkin, freelance writer Lambeth Hochwald, and BrickUnderground senior editor, Lucy Cohen Blatter.
Size:1 bedroom, 1 bathroom Location:116 Montague St. between Henry St. and Hicks St. in Brooklyn Heights Cost:$2,900/month Flexible Layout:No Days on the market: 12 days on the market according to StreetEasy, but it looks like it's actually closer to three months.
The Real Estate Survival Guide for NYC Buyers, Sellers, Renters & Dwellers
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