Q. My co-op is now demanding that in addition to notification and approval of deliveries of large items such as couches, beds, etc., we must have the retailer and delivery service file proof of insurance documentation with our managing agent prior to delivery.
The time needed to process the documentation with the managing agent would be ridiculous for many deliveries like a simple piece of furniture.
The response we have received is that this is standard protocol for NYC co-ops.
Is this true? Do all co-ops in NYC require their shareholders to request proof of insurance from retail stores and their delivery services?
A. While not necessarily standard, requiring proof of insurance for large deliveries is not uncommon, say our experts.
"All co-ops do not require a certificate, but they should consider it," says property manager Michael Wolfe, president of Midboro Management.
"It is a good practice to have such a requirement," agrees co-op and condo attorney Robert Braverman of Braverman & Associates. "It protects both the co-op corporation and the shareholder receiving the delivery from liability that may arise from damage to property and/or personal injury resulting from the delivery."